Health insurance for
foreigners in Thailand.
We're a small team — claims specialist, hospital nurse, Allianz-authorised advisor — who've worked alongside foreigners in Thailand for years. Plan picked, claims paid, no hold music.
All-in annual premium from current Allianz Ayudhya rates for a standard-occupation healthy applicant (new business, age 11–70). Includes the minimum required Whole Life A99/20 main contract. Rider prices confirmed on request. Final premium is set after underwriting. Annual premium only — we don't bill monthly.
Whether you just landed
or call Thailand home.
I find the right Allianz plan for your situation — whatever your visa or length of stay.
Corporate Expats
Relocation packages, work permit holders, and company-sponsored plans. I find the right coverage and our team handles claims and hospital support.
Digital Nomads & Freelancers
Flexible plans that follow your lifestyle — whether you're staying long-term or just visiting. Short-term options available for those on tourist visas.
Tech Startup Employees
Group plans for startups or individual coverage that goes beyond what your employer provides.
Retirees in Thailand
Retirement visa-compatible plans with comprehensive in-patient and out-patient coverage for peace of mind.
The whole journey, in one tab.
Compare, quote, sign, claim — without a single phone tree.
From foreigner to fully covered, in 10 minutes.
Digital signature, card payment, policy active the moment payment clears.
Median WhatsApp reply
Our team. Not a call centre.
Direct-billed hospitals
The end-to-end stack.
- 1Tell us about you · 2 min
- 2Compare Allianz plans · 5 min
- 3Sign & pay · 3 min
- 4Claim direct from any hospital visit
Most claims settle within a week.
Our nurse and claims specialist coordinate every visit and submit every form on your behalf.
The plan you trust. The advisor you need.
Authorised Allianz Ayudhya Life Insurance advisor. Full product range. Honest recommendations only — we win when you stay covered.
Online in 10 min
Digital signature, card payment, policy active immediately.
8 min reply time
Our team on WhatsApp. Not a call centre.
226+ hospitals
Direct billing to Bumrungrad, BNH, Samitivej, and more.
3–7 day claims
Our nurse and claims specialist handle every visit.
Claims & Hospital Support
Our team — including an experienced nurse — handles direct billing and guides every claim.
Foreigner-Specific Guidance
Tourist visa, retirement visa, or work permit — we'll explain your options.
Three steps. Ten minutes.
Simple process, personal service.
Tell Me Your Situation
Fill in the quick form or WhatsApp me directly. I'll ask a few questions to understand your needs, visa type, and budget.
Get Your Personalised Plan
I compare relevant Allianz Ayudhya options and present the best fit with a clear breakdown — no insurance jargon.
Sign & Stay Supported
Once covered, our team is on-call for hospital visits, direct billing coordination, and claims support — for as long as you're in Thailand.
Free Resource
The Expat's Complete Guide to Health Insurance in Thailand
Plain-English PDF covering plans, hospitals, claims, and visas — written by a licensed Allianz Ayudhya advisor.
Real expats. Real fast.
Real experiences from foreigners across Thailand.
“Signed up in fifteen minutes. When I went to Bumrungrad the claim was settled before I'd left the lobby.”
James R.
Software · Bangkok
“Finally someone who explains insurance like a normal person. The whole flow is online — I never had to print anything.”
Amelia K.
Nomad · Chiang Mai
“Three years in Thailand and Tonkla has handled every hospital visit. It’s like having a personal advocate on call.”
David & Sarah M.
Retired · Phuket
Everything before you commit.
Every question you should ask before getting covered.
Talk to a real human.
No obligations, no jargon. Just an honest conversation about the best plan for your situation in Thailand.