Thailand Health Insurance for Expats & Digital Nomads
English-speaking support, hospital coordination, and fast claims — so you can focus on living in Thailand, not navigating paperwork.
Allianz Ayudhya Network
Top-tier private hospital coverage across Thailand
English-Speaking Support
Direct line to Tonkla — no call centres, no waiting
Fast Claims Assistance
Personal help from hospital admission to reimbursement
Who I Help
Whether you just landed or have lived in Thailand for years, I find the right Allianz plan for your situation.
Corporate Expats
Relocation packages, work permit holders, and company-sponsored plans. I help you understand your coverage and coordinate with hospitals.
Digital Nomads & Freelancers
Flexible plans that follow your lifestyle. Coverage that works whether you're in Chiang Mai or Phuket.
Tech Startup Employees
Group plans for startups or individual coverage that goes beyond what your employer provides.
Retirees in Thailand
Retirement visa-compatible plans with comprehensive in-patient and out-patient coverage for peace of mind.
What I Do For You
More than selling insurance — I'm your long-term health advisor in Thailand.
Hospital Coordination
I escort you through hospital admission, communicate with Thai-speaking staff, and make sure you're comfortable throughout.
Claims Assistance
From paperwork to follow-up, I guide every claim to completion so you receive what you're entitled to.
Plan Selection
I analyse your needs and budget to recommend the most suitable Allianz Ayudhya health insurance plan.
Family & Group Plans
Coverage for your family members or a group plan for your startup team at competitive rates.
Ongoing Support
Available via WhatsApp and LINE for questions long after you've signed up — not just at sale time.
Expat-Specific Guidance
Understanding visa requirements, OPD vs IPD benefits, exclusions, and renewal strategies for expat situations.
How It Works
Simple process, personal service.
Tell Me Your Situation
Fill in the quick form or WhatsApp me directly. I'll ask a few questions to understand your needs, visa type, and budget.
Get Your Personalised Plan
I compare relevant Allianz Ayudhya options and present the best fit with a clear breakdown — no insurance jargon.
Stay Supported
Once covered, I'm on-call for hospital visits, questions, and claims — for as long as you're in Thailand.
Free Resource
The Expat's Complete Guide to Health Insurance in Thailand
Plain-English PDF covering plans, hospitals, claims, and visas — written by a licensed Allianz Ayudhya advisor.
What Clients Say
Real experiences from expats across Thailand.
“Tonkla made the whole process so easy. When I had to go to Bumrungrad, she was there to help with everything. Claims were processed within a week.”
James R.
Software Engineer, Bangkok
“Finally found someone who actually explains insurance in plain English. She found a plan that covered my pre-existing condition at a reasonable price.”
Amelia K.
Digital Nomad, Chiang Mai
“We've been in Thailand 3 years and Tonkla has handled every hospital visit for us. It's like having a personal advocate — invaluable as retirees here.”
David & Sarah M.
Retired couple, Phuket
Frequently Asked Questions
Everything you need to know before getting covered.
Book Your Free Consultation
No obligations, no jargon. Just an honest conversation about the best health insurance options for your situation in Thailand.