My Double Care ฿8M
Solid, as-charged hospital protection at our most accessible price — with a built-in safety net that doubles your annual limit if a major critical illness ever strikes.
Ideal for expats who want dependable in-patient coverage without paying for the very top tier. A great fit if you're cost-conscious but still want real protection against a serious, expensive diagnosis.
Benefits
- ฿8M annual limit that automatically doubles to ฿16M on first diagnosis of one of 10 major critical illnesses
- As-charged in-patient care: room & board, ICU, surgery, specialists, cancer treatment and dialysis
- Use any hospital in Thailand — you're not locked to a single network
- Direct billing at 226+ hospitals, so you can often avoid paying upfront
- Open to new applicants aged 11–70, renewable to high ages
- Optional OPD add-on for everyday doctor visits
Things to know
- Requires the main My Whole Life A99/20 (with dividend) contract at the minimum coverage for your age — this whole-life policy also builds some cash value over time
- OPD (out-patient) cover is an optional add-on, not included by default
- Focused on in-patient care; everyday clinic visits are covered only if you add OPD
- Lower annual limit than the higher tiers — generous for most needs, but compare if you expect very high-cost international treatment
How to plan better
- Add the OPD rider if you see doctors regularly — pick a per-visit limit that matches your habits
- Apply while you're younger to lock in a lower age band on your premium
- Choose this tier for strong, sensible cover at a friendlier price when you don't need ฿80M+ limits
- Ask about deductible options to bring the premium down further
Real rates by age
Indicative all-in annual premium (this plan + the minimum required main contract). Your exact figure depends on health declaration and options.
| Age | Male · all-in / yr | Female · all-in / yr |
|---|---|---|
| 20 | ฿24,836 | ฿28,105 |
| 25 | ฿25,334 | ฿28,414 |
| 30 | ฿25,943 | ฿29,858 |
| 35 | ฿28,341 | ฿33,252 |
| 40 | ฿27,812 | ฿35,858 |
| 45 | ฿30,191 | ฿37,400 |
| 50 | ฿36,892 | ฿43,671 |
| 55 | ฿45,500 | ฿48,314 |
| 60 | ฿60,967 | ฿61,134 |
| 65 | ฿78,765 | ฿74,811 |
| 70 | ฿106,697 | ฿100,168 |
All-in annual premium = this health plan + the minimum required Whole Life A99/20 main contract, for a standard-occupation healthy applicant. Excludes optional OPD and other riders. Final premium confirmed after underwriting. WhatsApp us for your exact figure.
A lot to take in? Just ask us.
You don't have to decide alone. Tell us about you and we'll walk you through whether Double Care ฿8M is the right fit — on whichever channel you prefer.